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How to Get Paid as a Caregiver in Texas in 2026

A step-by-step guide to getting paid through Texas Medicaid’s STAR+PLUS Consumer Directed Services program.

OT
Written by Olera Team
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Dr. Logan DuBoseVerified by Dr. Logan DuBose
|Updated Mar 25, 2026|8 min read|
Family caregiver helping elderly parent at home in Texas

Caring for someone you love is one of the hardest and most important things you can do. You deserve support, not just emotionally, but practically and financially too.

Applying for caregiver benefits in Texas is more complicated than it should be. The systems are confusing, the paperwork is overwhelming, and most families never find out about the help that is available to them. That is exactly why we built Olera to make this easier.

Here is what most families in Texas do not know: if you are already caring for an aging parent, spouse, or loved one, you may be able to get paid for the work you are doing every day. This guide walks you through everything, step by step.

Can You Get Paid as a Caregiver in Texas?

Yes. Through Texas Medicaid’s STAR+PLUS program, family members and close friends can be officially hired and paid as caregivers.

Quick Eligibility Check

Answer these three questions to see if you may qualify.

Is your loved one enrolled in Texas Medicaid?

Are you a family member or close friend?

Do you live in Texas?

Who Qualifies to Be a Paid Caregiver in Texas

The requirements are straightforward:

  • You are 18 or older
  • You are a family member, relative, or close friend
  • You can pass a background check
  • Your loved one is enrolled in STAR+PLUS and needs help with daily activities

Who Can and Cannot Be a Paid Caregiver

Who can be paid

  • Adult children
  • Siblings and relatives
  • Close friends

Who cannot

  • Legal guardians (in most cases)
  • Strangers not connected to the family
  • Spouses (in most cases)

How Much Can You Earn

Most caregivers in Texas earn between $10 and $17 per hour. Hours are based on your loved one’s care plan, typically 20 to 56 hours per week.

MCO Pay Rate Comparison

Organization Hourly Rate Est. Monthly
UnitedHealthcare $10.60 – $15.75 $848 – $3,528
Molina Healthcare $10.25 – $14.50 $820 – $3,248
Superior HealthPlan $10.50 – $16.00 $840 – $3,584
Community First $11.00 – $17.00 $880 – $3,808

Rates vary by region and care plan. These are estimates based on 2025–2026 data.

How to Apply, Step by Step

The application process has six steps. Most families can complete it in 30 to 90 days.

1

Confirm STAR+PLUS enrollment

Call 211 or visit YourTexasBenefits.com to start.

2

Request Consumer Directed Services

Ask their managed care organization to add CDS to the care plan.

3

Service coordinator assessment

A coordinator will assess their care needs and approve hours.

4

Choose an FMSA

Pick a Financial Management Services Agency to handle payroll and paperwork.

5

Complete your application

Submit your caregiver application, background check, and training.

6

Submit timesheets and get paid

Receive payment typically every two weeks.

How Long Does It Take?

Here is a realistic timeline for each phase of the process.

Enrollment & CDS request 1 – 2 weeks
Assessment & hour approval 2 – 4 weeks
FMSA setup & application 2 – 4 weeks
First paycheck 30 – 90 days total

What Documents Do You Need

  • Government-issued photo ID
  • Social Security card
  • Proof of Texas address
  • Consent to background check

Want the full checklist? Use the Olera Document Checklist to get a personalized document list you can download or email to yourself.

Frequently Asked Questions

In most cases, spouses are not eligible to be paid caregivers under STAR+PLUS Consumer Directed Services. However, other family members,including adult children, siblings, and close friends,can qualify.
Yes. Adult children are one of the most common paid caregivers under the CDS program. You must be 18 or older, pass a background check, and your parent must be enrolled in STAR+PLUS.
Pay rates range from $10 to $17 per hour depending on your managed care organization and region. See the comparison table above for estimated monthly earnings.
CDS is a Medicaid program option that lets the person receiving care (or their representative) hire, manage, and direct their own caregivers,including family members. It gives families more control over who provides care and when.
The full process typically takes 30 to 90 days from start to first paycheck. The biggest variable is the service coordinator assessment and FMSA enrollment, which can take 2 to 4 weeks each.

Find Out What Your Family Qualifies For

You do not have to figure this out alone. The Olera Benefits Finder shows you every program your loved one may qualify for in about 2 minutes. Free, no signup required.


Eligibility requirements are updated annually. Verify current program availability at hhs.texas.gov or call 211.

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