Kentucky Benefits

Saving families up to $35,000 a year

12 programs available

Available Programs

Federal

Program of All-Inclusive Care for the Elderly (PACE)

$Save $15,000 – $35,000/year

Provides comprehensive medical and social services to frail seniors aged 55+ needing nursing-level care.

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State

Home and Community Based (HCB) Waiver

$Save $10,000 – $30,000/year

Medicaid waiver providing long-term care services to seniors requiring nursing home level of care at home.

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Federal

Kentucky Long-Term Care Ombudsman Program

$Save $10,000 – $30,000/year

Advocates for residents of long-term care facilities, investigating complaints and protecting rights.

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State

Aged, Blind, and Disabled (ABD) Medicaid

$Save $5,000 – $20,000/year

Provides healthcare coverage and long-term care services to financially limited Kentucky seniors 65+.

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Federal

Kentucky SHIP (State Health Insurance Assistance Program)

$Save $3,000 – $10,000/year

Provides free, unbiased counseling and assistance to Medicare beneficiaries on coverage and enrollment.

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Federal

Medicare Savings Programs (QMB/SLMB/QI)

$Save $2,000 – $8,000/year

State-administered programs that help low-income Medicare beneficiaries pay for premiums and costs.

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Federal

National Family Caregiver Support Program (NFCSP)

$Save $2,000 – $8,000/year

Provides support services to family caregivers of seniors aged 60+ including respite care and training.

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Federal

Supplemental Nutrition Assistance Program (SNAP)

$Save $1,500 – $3,600/year

Provides monthly benefits to low-income seniors to purchase nutritious food via EBT card.

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Federal

Home-Delivered Meals (DAIL)

$Save $1,500 – $3,600/year

Provides nutritious meals delivered to homebound seniors who are unable to prepare their own food.

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State

Area Agency on Aging Legal Services

$Save $500 – $3,000/year

Provides free legal assistance to low-income seniors through Kentucky's Area Agencies on Aging.

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State

KY Property Tax Homestead Exemption

$Save $500 – $2,500/year

Provides property tax relief for seniors aged 65+ who are disabled or have income below certain limits.

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Federal

Low-Income Home Energy Assistance Program (LIHEAP)

$Save $500 – $2,000/year

Helps eligible low-income households, including seniors, pay heating and cooling bills.

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