Massachusetts Benefits

Saving families up to $35,000 a year

14 programs available

Available Programs

Federal

Program of All-Inclusive Care for the Elderly (PACE)

$Save $15,000 – $35,000/year

Comprehensive healthcare and long-term care program for dual-eligible seniors 55+ needing nursing-level care.

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State

Frail Elder Waiver (FEW)

$Save $10,000 – $30,000/year

Medicaid HCBS waiver providing long-term care services to seniors aged 60+ requiring nursing-level care.

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Federal

Long-Term Care Ombudsman Program

$Save $10,000 – $30,000/year

Advocates for rights and resolves complaints for residents in long-term care facilities.

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State

MassHealth Standard (Aged, Blind, and Disabled Medicaid)

$Save $5,000 – $20,000/year

Provides healthcare coverage and long-term care services to financially limited seniors 65+.

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Federal

SHIP (State Health Insurance Assistance Program)

$Save $3,000 – $10,000/year

Provides free, unbiased counseling on Medicare options, including Parts A/B/D and supplemental plans.

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Federal

State Supplement to SSI

$Save $3,000 – $10,000/year

Massachusetts provides cash supplement to federal SSI for aged, blind, and disabled individuals.

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State

MassHealth Buy-In (QMB/SLMB/QI)

$Save $2,000 – $8,000/year

State-administered programs helping low-income Medicare beneficiaries pay Medicare costs.

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Federal

Family Caregiver Support Program

$Save $2,000 – $8,000/year

Offers support services including respite care, counseling, training, and supplemental services for caregivers.

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State

MassHealth Senior Pharmacy Program (SPAP)

$Save $1,000 – $5,000/year

State Pharmaceutical Assistance Program providing copayment assistance for prescription medications.

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Federal

SNAP (Supplemental Nutrition Assistance Program)

$Save $1,500 – $3,600/year

Provides monthly benefits via EBT card to purchase nutritious food for low-income seniors.

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Federal

Home-Delivered Meals via Elder Affairs Nutrition Program

$Save $1,500 – $3,600/year

Delivers nutritious meals to homebound seniors to promote health and independence.

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State

Legal Services for Elders via Elder Law Projects

$Save $500 – $3,000/year

Provides free civil legal assistance to low-income seniors on issues like housing, benefits, and elder abuse.

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State

Clause 41C Senior Circuit Breaker Tax Credit

$Save $500 – $2,500/year

Property tax relief providing refundable income tax credit to seniors with high property tax burdens.

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Federal

LIHEAP (Low Income Home Energy Assistance Program)

$Save $500 – $2,000/year

Provides financial assistance to help eligible low-income households, including seniors, pay energy bills.

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