Health Insurance

How do you make sure your family member's long-term care is covered by their health insurance?

Folks, I'm drowning in paperwork trying to figure out my spouse insurance coverage for long-term care. It feels like I need a law degree to understand all this jargon. I'm terrified we'll end up with huge bills because I missed some fine print somewhere.

Has anyone dealt with a denied health insurance claim for something really important (and expensive)? How did you handle it? Any programs or benefits for medical expenses?